These Terms & Conditions govern your use of the 99phl online gaming platform. By creating an account or placing a wager on 99phl, you confirm that you have read, understood, and agreed to be bound by these terms. Please read them carefully before proceeding.
A plain-language summary of the most important points. The full legal text follows below — that version governs in all cases.
You must be at least 21 years of age to register and play on 99phl. This is a strict requirement under Philippine gaming regulations. Age verification is mandatory before any withdrawal is processed. Underage gambling is prohibited and accounts found in violation will be permanently closed.
Each player is permitted to hold only one active 99phl account. Creating multiple accounts — whether under the same name, the same device, or the same payment method — is a violation of these Terms and will result in account suspension and forfeiture of any balances held across duplicate accounts.
The minimum deposit on 99phl is ₱100. Withdrawals are processed to the same payment method used for the deposit — GCash, PayMaya, BPI, BDO, or Metrobank. Withdrawal requests are subject to identity verification. Processing times vary by payment method but are typically completed within 24 hours.
All bonuses, free spins, and promotional credits offered by 99phl are subject to wagering requirements and specific terms. Bonus funds cannot be withdrawn until the applicable wagering requirement has been met. 99phl reserves the right to modify or withdraw any promotion at any time without prior notice.
99phl is committed to responsible gaming. Players may set deposit limits, session time reminders, and self-exclusion periods at any time from their account settings. If you believe you have a gambling problem, please use the self-exclusion tool or visit the Responsible Gaming page for support resources.
These Terms & Conditions are governed by the laws of the Republic of the Philippines. Any dispute arising from your use of 99phl shall be subject to the exclusive jurisdiction of the competent courts of the Philippines. By using 99phl, you consent to this jurisdiction and waive any objection to it.
Important Notice: These Terms & Conditions ("Terms") constitute a legally binding agreement between you ("Player", "User", "you") and 99phl ("99phl", "we", "us", "our"). By accessing, registering on, or using the 99phl platform at 99phl.app, you acknowledge that you have read, understood, and agree to be bound by these Terms in their entirety. If you do not agree with any part of these Terms, you must immediately cease using the 99phl platform.
By accessing or using the 99phl online gaming platform — whether through a web browser, mobile application, or any other means — you confirm that you have read, understood, and agree to be legally bound by these Terms & Conditions, together with our Privacy Policy and any other policies, rules, or guidelines published on the 99phl platform from time to time.
These Terms apply to all users of 99phl, including registered players, visitors, and any other persons who access the platform in any capacity. Your continued use of 99phl following any update to these Terms constitutes your acceptance of the revised Terms.
If you are accessing 99phl on behalf of another person or entity, you represent and warrant that you have the authority to bind that person or entity to these Terms, and that by accepting these Terms, you are doing so on their behalf.
Age Restriction: You must be at least 21 years of age to register and use 99phl. This requirement is strictly enforced in accordance with Philippine gaming regulations. Providing false information about your age is a serious violation of these Terms and may constitute a criminal offence under Philippine law.
To register a 99phl account, you must:
99phl reserves the right to request documentary proof of identity, age, and address at any time. Acceptable documents include a valid Philippine government-issued ID (e.g., PhilSys National ID, passport, driver's license, UMID, SSS ID, or voter's ID). Failure to provide satisfactory documentation within the timeframe specified by 99phl may result in account suspension or closure.
Each player is permitted to hold only one (1) active 99phl account. The creation of multiple accounts — whether under the same name, the same device, the same IP address, or the same payment method — is strictly prohibited. 99phl reserves the right to close all duplicate accounts and forfeit any balances held therein.
You are solely responsible for maintaining the confidentiality of your 99phl login credentials, including your username and password. You must not share your login details with any other person or allow any other person to access your account.
99phl strongly recommends that all players enable two-factor authentication (2FA) via SMS OTP to add an additional layer of security to their account. This feature is available in your account security settings after your 99phl login.
You must notify 99phl immediately if you suspect that your account has been accessed without your authorization, or if your login credentials have been compromised. 99phl will not be liable for any loss or damage arising from your failure to maintain the security of your account credentials.
99phl reserves the right to suspend or close any account where there is reasonable suspicion of unauthorized access, fraudulent activity, or a breach of these Terms. In such cases, 99phl may freeze account balances pending investigation.
All financial transactions on 99phl are conducted in Philippine Peso (PHP / ₱). The minimum deposit amount is ₱100. 99phl supports the following payment methods for deposits and withdrawals:
Deposits via GCash and PayMaya are typically credited to your 99phl account instantly. Bank transfer deposits may take up to one (1) banking day to reflect, depending on the sending bank's processing times.
Withdrawal requests are subject to identity verification. 99phl will process withdrawal requests to the same payment method used for the most recent deposit, where technically possible. Minimum withdrawal amounts and processing times are displayed in your account dashboard at the time of the withdrawal request.
99phl reserves the right to conduct enhanced due diligence checks on withdrawal requests, particularly for large amounts or where there is a discrepancy between deposit and withdrawal patterns. Such checks are conducted in accordance with applicable anti-money laundering (AML) regulations in the Philippines.
Important: 99phl does not accept deposits from third-party accounts. All deposits must originate from a payment account registered in your own name. Deposits from accounts belonging to other persons will be returned and may trigger an account review.
99phl offers various bonuses and promotions to eligible players, including welcome bonuses, reload bonuses, cashback offers, free spins, and tournament prizes. All bonuses and promotions are subject to the following general terms, as well as any specific terms published alongside each individual offer:
Players who are found to be abusing the bonus system — including but not limited to creating multiple accounts to claim bonuses multiple times, using bonus funds in a manner designed to circumvent wagering requirements, or engaging in coordinated bonus abuse with other players — will have their bonuses forfeited and their accounts suspended.
All games available on the 99phl platform — including live dealer games, slots, bingo, circle games, and new games — are governed by individual game rules that are accessible within each game interface. Players are responsible for familiarizing themselves with the rules of each game before placing wagers.
All electronic games on 99phl use certified Random Number Generators (RNG) that have been independently tested and audited to ensure fair and random outcomes. Live dealer games are conducted by trained dealers in real-time and are subject to the same standards of fairness.
In the event of a technical malfunction or disconnection during a game, 99phl's system logs will be used to determine the outcome of the affected round. If a round cannot be completed due to a technical error on 99phl's side, the wager for that round will be refunded to the player's account. 99phl's decision in such matters is final.
99phl reserves the right to void any bet or game round where there is evidence of software error, data corruption, or any other technical issue that may have affected the integrity of the game outcome.
The following conduct is strictly prohibited on the 99phl platform. Engaging in any of the following may result in immediate account suspension, permanent closure, forfeiture of balances, and referral to the appropriate Philippine authorities:
99phl is committed to promoting responsible gaming and takes its duty of care to Filipino players seriously. Gambling is intended to be a form of entertainment. If gambling is no longer enjoyable or is causing financial or personal difficulties, it is important to seek help.
99phl provides the following responsible gaming tools, accessible from your account settings after your 99phl login:
99phl supports PAGCOR's responsible gaming framework and encourages all players to gamble within their means. For more information on responsible gaming tools and support resources available to Filipino players, please visit the 99phl Responsible Gaming page.
All content on the 99phl platform — including but not limited to the 99phl brand name, logo, website design, graphics, text, game interfaces, software, and all other materials — is the exclusive intellectual property of 99phl or its licensors and is protected by applicable Philippine and international intellectual property laws.
You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the 99phl platform for your personal, non-commercial entertainment purposes only. This licence does not permit you to:
Any unauthorized use of 99phl's intellectual property may result in legal action. If you believe that any content on the 99phl platform infringes your intellectual property rights, please contact us at the email address provided in Section 14.
To the fullest extent permitted by applicable Philippine law, 99phl shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from or in connection with your use of the 99phl platform, including but not limited to:
99phl makes no warranty, express or implied, that the platform will be available at all times, free from errors, or that any defects will be corrected. The platform is provided on an "as is" and "as available" basis.
Note: Nothing in these Terms limits or excludes 99phl's liability for fraud, fraudulent misrepresentation, or any other liability that cannot be excluded or limited under applicable Philippine law.
99phl collects, processes, and stores personal data in accordance with its Privacy Policy, which forms part of these Terms and is incorporated herein by reference. By using the 99phl platform, you consent to the collection and processing of your personal data as described in the Privacy Policy.
99phl is committed to protecting the privacy and security of your personal information. All data transmitted between your device and the 99phl platform is encrypted using 256-bit SSL technology — the same standard used by major Philippine banks including BPI and BDO.
99phl will not sell, rent, or share your personal data with third parties for marketing purposes without your explicit consent. Personal data may be shared with third parties only where required by law, for the purposes of identity verification, payment processing, or fraud prevention.
99phl reserves the right to amend, update, or replace these Terms & Conditions at any time. When material changes are made, 99phl will notify registered players via email or through a prominent notice on the platform. The updated Terms will take effect from the date specified in the notice.
It is your responsibility to review these Terms periodically to stay informed of any changes. Your continued use of the 99phl platform after the effective date of any amendment constitutes your acceptance of the revised Terms. If you do not agree with the amended Terms, you must stop using the platform and close your account.
The date of the most recent revision to these Terms is displayed at the top of this page. Previous versions of these Terms are available upon request by contacting 99phl support.
These Terms & Conditions are governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law provisions.
In the event of any dispute, controversy, or claim arising out of or relating to these Terms or your use of the 99phl platform, the parties shall first attempt to resolve the matter through good-faith negotiation. If the dispute cannot be resolved through negotiation within thirty (30) days, it shall be submitted to the exclusive jurisdiction of the competent courts of the Philippines.
By using 99phl, you irrevocably consent to the personal jurisdiction of the courts of the Philippines and waive any objection to the laying of venue of any such proceeding in the Philippines.
If you have any questions, concerns, or complaints regarding these Terms & Conditions, or if you wish to exercise any of your rights under these Terms, please contact the 99phl support team:
Now that you know the terms, you're all set. Log in to your 99phl account and enjoy 800+ games — live dealer baccarat, Jili slots, bingo jackpots, and circle games — all with GCash and PayMaya deposits that reflect instantly. Filipino players from Manila to Davao trust 99phl for a fair, secure, and exciting gaming experience.
Strictly for players 21 years and above. Please gamble responsibly.